Calculating Past, Present, Future Medical Expenses

The cost of treatment for a catastrophic injury such as a traumatic brain injury can be staggering. For people who don’t have insurance the can be even greater. No matter your ability to pay you will receive treatment when you are taken to the emergency room. However, your ability to pay may very well have an impact on the level and quality of the care that you receive. 

The length of treatment, quality of treatment and treatment options are greatly affected by the type of insurance coverage have you have and beyond the initial life saving measures follow up care with neuropsychologists, neurologists, physical therapists, home health aides, case workers ect. may be curtailed or even unavailable to those people who have no insurance.

If someone else’s negligence caused your traumatic brain injury, they can be held liable for payment of your past present and future medical expenses.

Medical expenses incurred in a mild traumatic brain injury case are considerably less than a more severe injury.  

For people who have suffered a moderate or severe traumatic brain injury life care plans typically include ongoing orthopedic care, ongoing neurological care, round the clock therapist care, and other expenses.  Those costs are in addition to the initial cost of treatment such as the ambulance, emergency room and hospital and radiological bills. 

Emergency room bills are expensive for a minor injury but for a catastrophic injury the treatment costs are astounding.  Radiological studies, such as CT scans or MRI may have been ordered. If properly treated a neuropsychological assessment has been incurred, and rehabilitative training follows. With today's health care costs, the bottom line for such treatment can very quickly add up to hundreds of thousands of dollars.

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